Applications for the Research Fellowship 2020 are now open. Read more.


Pursuing foundational questions that inform and enable entrepreneurial interventions for Bharat.


Insights on the relevance and suitability of technology-enabled solutions for financial inclusion have been limited and mostly anecdotal. Research under the Bharat Inclusion Initiative is aimed at building a stronger, data-driven, and a more grounded understanding of Bharat that creates the foundations for improved and more effective solutions. We closely collaborate with subject matter experts, researchers, and academics to pursue questions across various thematic areas.


The lack of understanding of consumer-technology interaction has hindered entrepreneurs from developing effective solutions for the underserved. The Bharat Inclusion Research Fellowship is our effort towards generating deep knowledge of the needs, habits, preferences and constraints of the financially underserved segment in India. The insights generated will be channeled towards the identification of gaps and opportunities in the financial inclusion space.